MOTOR CIRCULARS 2004

SR.NO. CIRCULAR NO. DATE OF CIRCULAR EFFECTIVE DATE SUBJECT
1 Mot/1/2004     3/02/04 3/02/04 Amendments to India Motor Tariff effective from 1.7.2002
2 IMT/02/2004           24/11/2004      - Amendments to India Motor Tariff effective from 1.7.2002

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Ref.No.Mot/1/2004                                                 3rd February, 2004

Re: Amendments to India Motor Tariff effective from 1.7.2002

Insurers are advised to incorporate the following amendments in the revised India Motor Tariff :

1. SECTION 1 General Regulations (G.R.)

GR.37. Cover for vehicles imported without customs duty

The GR.37 is amended to read as under:

"G.R.37. Foreign made vehicles belonging to Embassies, High Commission or Consulates in India

Policies issued to cover imported vehicles belonging to Embassies Consulates and such other Diplomatic

Missions where the 'import duty' element is not included in the IDV the premium chargeable

under section -1 (loss of or damage to the

vehicle insured) of the policy shall be loaded by 30%.

Endosement IMT-19 is to be used."

2. SECTION 4 Tariff for Commercial Vehicles

Tariff for Miscellaneous and Special Type of vehicles

(Class -D)

The following item is to be included in the "List of Miscellaneous and Special types of vehicles" on page 79 of the Tariff:

59. Self-propelled Combine Harvester

3. SECTION 4 Tariff for Commercial Vehicles

Regualtion 11 LIMITATION OF GEOGRAPHICAL

AREA

The existing item 11b(i)on page 51 of the tariff

pertaining to Motor Trade Policies should be amended to read as under:

Section II-1(i) - India

4. SECTION 4 Tariff for Commercial Vehicles

Tariff for Motor Trade - Road Transit Risks Only

(Class- E)

The following provision to be incorporated reading as N.B. 1 after existing N.B. of rule 6 on page 82-83

of the tariff:

5. SECTION 4 Tariff for Commercial Vehicles

Tariff for Motor Trade - Road Risk only (Class-F)

Insurers are requested to inform their operating offices suitably.

Secretary

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Ref: No. IMT/02/2004                                                     24th November, 2004

Re: Amendments to India Motor Tariff effective from 1.7.2002

I. Reliability Trial Rating - Cars & Motorised Two Wheelers.

Insurers attention is drawn to item (v) under Extra Benefits of Tariff for Private Car ( (Section - 2 - Page 35) and Tariff for Motorised Two Wheelers( Section - 3 - Page 44) wherein provision has been made to refer such matter to TAC with appropriate details to cover reliability trials conducted in India by manufacturers of vehicles in India.

Insurers are advised to incorporate the following provisions in place of the existing one.

" Extra Benefits - (v) Reliability trials conducted in India

Policies may be extended to use the vehicle for conducting reliability trial by loading 300% on both Own Damage and Liability Only premiums at short period rates for the duration of the reliability trial with an excess of 10% of the claim amount per accident under own damage claims only, but with the exclusion of any cover in respect of either the owner-driver, driver, rider and / or passengers carried in the vehicle"

II. Motor Trade Road Risk --- Rates for covering Trade Certificates exceeding 15

It has been decided to include provision for additional Driver / Trade Certificate exceeding 15 in the rating table under Section 4 - Motor Trade Road Risk Only (Class - F -- Page 86 ) as shown below:-

 

Named Driver / Trade Certificate

 

Own Damage Premium for losses upto 25,000

Liability Only Premium

For additional Driver / Certificate exceeding 15 Rs. 70/- per Driver or Trade Certificate Rs. 120/- per Driver or Trade Certificate

Insurers are requested to inform their operating offices suitably.

Secretary

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